A successful retirement hinges on how well you manage your income, costs, and taxes—and that takes planning. Our advisors will help you assess your current situation. Together, we’ll consider investment options such as IRAs, 401(k)s, and CDs to create an investment plan that aligns with your retirement goals.
Whether you’re retired, nearing retirement, or just starting to plan, we’ll develop a strategy that accounts for it all.
Your plan for success
Living in retirement
During retirement, an advisor can help hone your withdrawal strategy, reduce the effects of taxes, and rebalance your portfolio allocations. We’ll also discuss your retirement income, working in retirement, and healthcare and medical costs.
Nearing retirement
The closer you are to retirement, the more important it is to regularly revisit your plan. We’ll consider factors such as social security benefits and retirement account withdrawal strategies to help determine when you can comfortably retire.
Staying on track
During your peak earning years, it’s important to have a solid plan and guidance. Our goals-based planning approach helps you focus on long-term objectives and includes rebalancing, catch-up contributions, rollovers, and changing risk tolerance.
Retirement income strategy
You know it’s important to plan for your retirement, but where do you begin? How do you turn your dreams into tangible actions? One of your first steps should be to estimate how much income you’re going to need to fund your retirement goals and expenses. It’s not an exact science, but with some thought and guidance you can arrive at a workable estimate
Disclosures
Diversification does not ensure against loss and does not assure a profit. Disclosures Trust Standard Bank, Member FDIC. © 2025 Trust Standard Bank. The Trust Standard Bank logo and Trust Standard Bank are service marks of Trust Standard Incorporation. Equal Housing Lender Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value Services provided by the following affiliates of Trust Incorporation (First): Banking products and services, including loans and deposit accounts, are provided by Trust Standard Bank, Member FDIC. Investment management services are provided by Trust Standard Bank. Securities, brokerage accounts and /or insurance (including annuities) are offered by Trust Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members FINRA,, opens in new tab SIPC,, opens in new tab and a licensed insurance agency where applicable. Investment advisory services are offered by Trust Standard Bank Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Trust Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Trust Insurance Holdings, Inc. Mortgage products and services are offered through Trust Standard Bank. All Trust Standard Bank mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry. Comments regarding tax implications are informational only. Trust Standard Bank and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. "Trust Standard Bank Advisors" may be officers and/or associated persons of the following affiliates of Trust Standard Bank, Trust Investment Services, Inc., and/or Trust Standard Bank Advisory Services, Inc. Trust Standard Bank Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Trust Standard Bank, Trust Investment Services, Inc., and Trust Standard Bank Services, Inc. Trust Standard Bank Securities is a trademark of Trust Incorporation. Trust Standard Bank Securities is a trade name for the corporate and investment banking services of Trust Incorporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Trust Standard Bank Securities, Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending, financial risk management, and treasury management and payment services are offered by Trust Standard Bank. Deposit products are offered by Trust Standard Bank. Limited English Proficiency Support: Applications, agreements, disclosures, and other servicing communications provided by Trust Standard Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Trust Standard Bank offers the following resources for consumers that have Limited English Proficiency: Multilingual teammates available at our Multicultural Banking Centers Materials for some products and services are available in Spanish, Korean, Japanese, Thailand, Vietnamese, Indonesian, Khmer, Mandarin, and other languages spoken in the communities we serve. Phone assistance in English at (719)-247-2080, please speak to a representative directly. United States residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca. Limited English Proficiency Support. Borrowers with Limited English Proficiency (LEP) needing information can use the following resources: The Consumer Financial Protection Bureau (CFPB) offers help in more than 180 languages, text support@truststandardaccess.com 24/7.